Wechat Payment Foreigner Guide

ByChao Cheng|Life & Fun


Wechat Payment for Foreigners in China

WeChat is aggressively trying to expand outside China.

Now many foreigners can use WeChat payments in order to handle their purchases.

WeChat Payment is available for foreigners living in China and using Chinese banks, although not with all banks.


What Can You Do With WeChat Payment (WePay, WeChat Pay)?

WeChat offers a lot of extremely convenient functions which benefit everyone.

After you setup your credit/debit card with WePay, You can get access to each of these features:

  • Mobile Top Up – top up your credit for the phone. Very convenient and easy.
  • Order A Taxi in China – Order and pay for a cab. extremely useful for Foreigners / expats.
  • Transferring money to friends (especially as “red envelopes” shared during Chinese festivals)
  • Wealth – Track your spending and savings in the account. Investment in wealth management funds
  • Lottery – who feels like some gabling? It’s on the tip of your fingers.
  • Bills – Paying for water and electricity bills
  • Online Shopping  – Performing transactions on e-commerce websites
  • QQ Coins – buy currency for your QQ account with an ease.
  • Lucky Money – Send and receive money from friends or contacts.
  • Group Buying – special offers for meals in restaurants. Reduced prices and promotions.
  • Credit Card – send money to another card or account.
  • Tencent Charity – Donate money for charity.
  • Movie Tickets – Buy tickets for the cinema.
  • Go Dutch – find a dining place, choose how much you would like to pay and meet new people on that table using the same program.
  • Hotel – Book a night in a hotel
  • Air Ticket – Buy plane tickets.
  • Train Ticket- Buy train tickets
  • And much more…

Where to find WeChat payment?

You can access WeChat payment through the “Me”=> “Wallet”=>”Cards” tab of WeChat.

Find WeChat Payment Foreigner

If you can’t find this tab, you might want to switch your WeChat settings to Chinese for a bit in order to see if it solves the problem.


How Do Foreigners Add A Card to WeChat Payment

How can foreigners open WeChat payment account?

You will need the following

  • WeChat account
  • Passport
  • A bank card supported by WeChat (please check the latter part of this article)
  • Mobile phone number that linked with your bank card

Step 1: Find the WeChat Wallet Card 

Go to your WeChat and click on Me/Wallet/Cards.

This will take you to a section to add a bank card.

Wechat Payment Foreigner Add A Bank Card

If You Don’t See Wallet in Your WeChat

It happens when you download the international version of WeChat.

Just Click on Setting/General/Language to change the WeChat langurage to Chinese.

This will activate your WeChat Wallet.

You can then change your langurage back to English and WeChat Wallet stays there.

Step 2: Add a bank card

Now you can add a credit or debt card to link with your WeChat Wallet.

make sure you use the exact name you use that matches with the name linked with your bank card.

Your bank card shall be supported by WeChat (please check the latter part of this article)

The name field is also case sensitive. 

Wechat Payment Foreigner Add A Bank Card


 Wechat Payment Foreigner Add A Bank Card



Acceptable Bankcards for WeChat Payment Foreigner

Debit Card

 Acceptable Debit cards for WeChat Payment

Acceptable Debit cards for WeChat Payment 

Credit Card

Acceptable credit cards for WeChat Payment

1. Bank cards from Mainland China can be linked for WeChat Pay by verifying your registered mobile number.
2. For bank cards from outside Mainland China, only credit cards may be linked. The card number, expiration date, and CVN2 will be required for verification; billing address will also be verified for cards opened in the United States and Canada.
3.When you are noticed to verify your identity after you linked a credit card opened outside Mainland China, you need to add a new card for an account opened in Mainland China.

About the Author

Chao is recommended by Paypal to bring overseas brands into the China market. Now he coaches business owners to start up and grow their business in China. Author of Sell Online To China, How to Build A Right Website That Works In China, and a series of China Business Guides.

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